/* ============================================================
   Flinkgeld Accounts — Portail client
   ============================================================ */
:root {
	--fga-primary: #1a3a5c;
	--fga-accent:  #2d7dd2;
	--fga-ok:      #1e8449;
	--fga-warn:    #b9770e;
	--fga-danger:  #c0392b;
	--fga-bg:      #f4f7fb;
	--fga-border:  #dce3ed;
	--fga-text:    #2c3e50;
	--fga-muted:   #7f8c9a;
	--fga-radius:  10px;
	--fga-font:    -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
}

.fga-portal {
	display: flex;
	gap: 0;
	font-family: var(--fga-font);
	color: var(--fga-text);
	background: var(--fga-bg);
	border-radius: var(--fga-radius);
	overflow: hidden;
	min-height: 560px;
	box-shadow: 0 6px 30px rgba(26,58,92,.08);
}

/* ---- Sidebar ---- */
.fga-sidebar {
	flex: 0 0 232px;
	background: var(--fga-primary);
	color: #fff;
	display: flex;
	flex-direction: column;
	padding: 22px 0;
}
.fga-brand { display: flex; align-items: center; gap: 10px; padding: 0 22px 22px; font-weight: 700; font-size: 1.05rem; }
.fga-brand-dot { width: 12px; height: 12px; border-radius: 50%; background: var(--fga-accent); box-shadow: 0 0 0 4px rgba(45,125,210,.25); }
.fga-nav { display: flex; flex-direction: column; gap: 2px; padding: 8px 12px; flex: 1; }
.fga-nav-item {
	display: flex; align-items: center; gap: 12px;
	padding: 11px 14px; border-radius: 8px;
	color: rgba(255,255,255,.72); text-decoration: none;
	font-size: .92rem; font-weight: 500; transition: background .15s, color .15s;
}
.fga-nav-item:hover { background: rgba(255,255,255,.08); color: #fff; }
.fga-nav-active { background: var(--fga-accent); color: #fff; }
.fga-nav-active:hover { background: var(--fga-accent); }
.fga-logout {
	margin: 8px 22px 0; padding-top: 16px;
	border-top: 1px solid rgba(255,255,255,.12);
	color: rgba(255,255,255,.6); text-decoration: none; font-size: .85rem;
}
.fga-logout:hover { color: #fff; }

/* ---- Main ---- */
.fga-main { flex: 1; display: flex; flex-direction: column; min-width: 0; }
.fga-topbar {
	display: flex; align-items: center; justify-content: space-between;
	padding: 20px 28px; background: #fff; border-bottom: 1px solid var(--fga-border);
}
.fga-hello { display: block; font-size: .8rem; color: var(--fga-muted); }
.fga-section-title { display: block; font-size: 1.25rem; font-weight: 700; color: var(--fga-primary); }
.fga-balance-chip { text-align: right; }
.fga-balance-label { display: block; font-size: .7rem; text-transform: uppercase; letter-spacing: .05em; color: var(--fga-muted); }
.fga-balance-value { display: block; font-size: 1.2rem; font-weight: 700; color: var(--fga-primary); }

.fga-content { padding: 28px; }

/* ---- Flash ---- */
.fga-flash { margin: 16px 28px 0; padding: 12px 16px; border-radius: 8px; font-size: .9rem; }
.fga-flash-ok { background: #eafaf1; color: var(--fga-ok); border: 1px solid #a9dfbf; }
.fga-flash-err { background: #fdedec; color: var(--fga-danger); border: 1px solid #f5b7b1; }

/* ---- Cards (dashboard) ---- */
.fga-cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; margin-bottom: 28px; }
.fga-card { background: #fff; border: 1px solid var(--fga-border); border-radius: var(--fga-radius); padding: 18px 20px; display: flex; flex-direction: column; gap: 6px; }
.fga-card-balance { background: linear-gradient(135deg, var(--fga-primary), #244b73); border: none; }
.fga-card-balance .fga-card-label, .fga-card-balance .fga-card-big, .fga-card-balance .fga-card-action { color: #fff; }
.fga-card-label { font-size: .72rem; text-transform: uppercase; letter-spacing: .05em; color: var(--fga-muted); font-weight: 600; }
.fga-card-big { font-size: 1.7rem; font-weight: 700; color: var(--fga-primary); }
.fga-card-status { font-size: 1.05rem; font-weight: 700; }
.fga-card-action { font-size: .82rem; color: var(--fga-accent); text-decoration: none; margin-top: auto; font-weight: 600; }
.fga-card-balance .fga-card-action { opacity: .9; }

/* ---- KYC color tags ---- */
.fga-kyc-none     { color: var(--fga-muted); }
.fga-kyc-pending  { color: var(--fga-warn); }
.fga-kyc-verified { color: var(--fga-ok); }
.fga-kyc-rejected { color: var(--fga-danger); }
.fga-pill.fga-kyc-none     { background: #eef1f5; color: var(--fga-muted); }
.fga-pill.fga-kyc-pending  { background: #fef5e7; color: var(--fga-warn); }
.fga-pill.fga-kyc-verified { background: #eafaf1; color: var(--fga-ok); }
.fga-pill.fga-kyc-rejected { background: #fdedec; color: var(--fga-danger); }

/* ---- Tables ---- */
.fga-h3 { font-size: .95rem; text-transform: uppercase; letter-spacing: .04em; color: var(--fga-primary); margin: 0 0 14px; }
.fga-table { width: 100%; border-collapse: collapse; background: #fff; border: 1px solid var(--fga-border); border-radius: var(--fga-radius); overflow: hidden; }
.fga-table th { text-align: left; font-size: .72rem; text-transform: uppercase; letter-spacing: .04em; color: var(--fga-muted); padding: 12px 16px; background: #f4f7fb; border-bottom: 1px solid var(--fga-border); }
.fga-table td { padding: 12px 16px; border-bottom: 1px solid #eef2f7; font-size: .9rem; }
.fga-table tr:last-child td { border-bottom: none; }
.fga-right { text-align: right; }
.fga-muted { color: var(--fga-muted); }
.fga-amount-in  { color: var(--fga-ok); font-weight: 600; }
.fga-amount-out { color: var(--fga-danger); font-weight: 600; }

/* ---- Loan cards ---- */
.fga-loan-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(280px, 1fr)); gap: 16px; }
.fga-loan-card { background: #fff; border: 1px solid var(--fga-border); border-radius: var(--fga-radius); overflow: hidden; }
.fga-loan-head { display: flex; align-items: center; justify-content: space-between; padding: 14px 16px; background: #f4f7fb; border-bottom: 1px solid var(--fga-border); }
.fga-loan-id { font-size: .82rem; font-weight: 700; color: var(--fga-primary); }
.fga-pill { font-size: .68rem; font-weight: 700; text-transform: uppercase; letter-spacing: .04em; color: #fff; padding: 3px 9px; border-radius: 20px; }
.fga-loan-body { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; padding: 16px; }
.fga-loan-k { display: block; font-size: .7rem; text-transform: uppercase; color: var(--fga-muted); }
.fga-loan-v { display: block; font-weight: 700; color: var(--fga-primary); }

/* ---- Panels & forms ---- */
.fga-panel { background: #fff; border: 1px solid var(--fga-border); border-radius: var(--fga-radius); padding: 22px; }
.fga-panel-narrow { max-width: 460px; }
.fga-two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.fga-form { display: flex; flex-direction: column; }
.fga-label { font-size: .75rem; font-weight: 600; text-transform: uppercase; letter-spacing: .03em; color: var(--fga-primary); margin: 14px 0 5px; }
.fga-form input, .fga-form select {
	width: 100%; padding: 10px 12px; border: 1.5px solid var(--fga-border); border-radius: 7px; font-size: .92rem; box-sizing: border-box; background: var(--fga-bg);
}
.fga-form input:focus, .fga-form select:focus { outline: none; border-color: var(--fga-accent); box-shadow: 0 0 0 3px rgba(45,125,210,.15); background: #fff; }
.fga-row2 { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.fga-hint { font-size: .78rem; color: var(--fga-muted); margin: 6px 0 0; }
.fga-hr { border: none; border-top: 1px solid var(--fga-border); margin: 24px 0; }

.fga-btn { display: inline-block; margin-top: 18px; padding: 11px 22px; border: none; border-radius: 7px; font-size: .92rem; font-weight: 600; cursor: pointer; text-decoration: none; text-align: center; }
.fga-btn-primary { background: var(--fga-primary); color: #fff; }
.fga-btn-primary:hover { background: #122a43; }
.fga-btn-primary:disabled { opacity: .6; cursor: default; }
.fga-btn-outline { background: transparent; border: 1.5px solid var(--fga-border); color: var(--fga-primary); }

/* ---- Beneficiaries ---- */
.fga-ben-list { list-style: none; margin: 0; padding: 0; }
.fga-ben-item { display: flex; align-items: center; justify-content: space-between; padding: 12px 0; border-bottom: 1px solid #eef2f7; }
.fga-ben-name { display: block; font-weight: 600; font-size: .9rem; }
.fga-ben-iban { display: block; font-family: monospace; font-size: .8rem; color: var(--fga-muted); }
.fga-ben-del { background: none; border: none; color: var(--fga-danger); font-size: 1.4rem; cursor: pointer; line-height: 1; padding: 0 6px; }

/* ---- Alerts ---- */
.fga-alert { background: #eef4fb; border-left: 3px solid var(--fga-accent); padding: 14px 16px; border-radius: 7px; font-size: .9rem; margin-bottom: 16px; }
.fga-alert a { color: var(--fga-accent); font-weight: 600; }
.fga-alert-warn { background: #fef5e7; border-left-color: var(--fga-warn); }
.fga-alert-ok { background: #eafaf1; border-left-color: var(--fga-ok); }
.fga-kyc-status-row { display: flex; align-items: center; justify-content: space-between; margin-bottom: 18px; }

.fga-empty { color: var(--fga-muted); padding: 24px; text-align: center; background: #fff; border: 1px dashed var(--fga-border); border-radius: var(--fga-radius); }

/* ---- Login ---- */
.fga-login-wrap { display: flex; justify-content: center; padding: 40px 16px; font-family: var(--fga-font); }
.fga-login-card { width: 100%; max-width: 400px; background: #fff; border: 1px solid var(--fga-border); border-radius: var(--fga-radius); padding: 32px; box-shadow: 0 6px 30px rgba(26,58,92,.08); }
.fga-login-title { margin: 0 0 6px; color: var(--fga-primary); font-size: 1.5rem; }
.fga-login-sub { margin: 0 0 20px; color: var(--fga-muted); font-size: .9rem; }
.fga-login-card label { display: block; font-size: .8rem; font-weight: 600; color: var(--fga-primary); margin-bottom: 4px; }
.fga-login-card input[type=text], .fga-login-card input[type=password] { width: 100%; padding: 10px 12px; border: 1.5px solid var(--fga-border); border-radius: 7px; margin-bottom: 14px; box-sizing: border-box; }
.fga-login-card .button, .fga-login-card input[type=submit] { width: 100%; background: var(--fga-primary); color: #fff; border: none; padding: 11px; border-radius: 7px; font-weight: 600; cursor: pointer; }
.fga-login-foot { margin-top: 14px; font-size: .85rem; }
.fga-login-foot a { color: var(--fga-accent); }
.fga-login-note { margin-top: 16px; padding-top: 16px; border-top: 1px solid var(--fga-border); font-size: .82rem; color: var(--fga-muted); }
.fga-notice { padding: 16px; background: #fef5e7; border-radius: var(--fga-radius); color: var(--fga-warn); }

/* ---- Responsive ---- */
@media (max-width: 860px) {
	.fga-portal { flex-direction: column; }
	.fga-sidebar { flex: none; flex-direction: row; flex-wrap: wrap; padding: 12px; }
	.fga-brand { width: 100%; padding: 8px 12px; }
	.fga-nav { flex-direction: row; flex-wrap: wrap; padding: 0; flex: 1; }
	.fga-nav-item { padding: 8px 12px; }
	.fga-nav-item span { display: none; }
	.fga-logout { margin: 0; border: none; padding: 8px 12px; }
	.fga-cards { grid-template-columns: 1fr; }
	.fga-two-col { grid-template-columns: 1fr; }
	.fga-loan-body { grid-template-columns: 1fr 1fr; }
}

/* ---- Restschuld + Tilgungsplan ---- */
.fga-loan-card-wide { grid-column: 1 / -1; }
.fga-rest-bar { padding: 14px 16px; border-top: 1px solid var(--fga-border); display: flex; gap: 28px; align-items: center; flex-wrap: wrap; }
.fga-rest { display: flex; flex-direction: column; gap: 2px; }
.fga-rest-v { font-size: 1.15rem; font-weight: 700; color: var(--fga-danger); }
.fga-progress { flex: 1; min-width: 120px; height: 8px; background: #eef2f7; border-radius: 5px; overflow: hidden; }
.fga-progress span { display: block; height: 100%; background: var(--fga-ok); border-radius: 5px; }
.fga-schedule { border-top: 1px solid var(--fga-border); }
.fga-schedule summary { padding: 12px 16px; cursor: pointer; font-size: .85rem; font-weight: 600; color: var(--fga-accent); user-select: none; }
.fga-schedule summary:hover { background: #f4f7fb; }
.fga-schedule-table { border: none; border-radius: 0; margin: 0; }
.fga-schedule-table th { font-size: .68rem; }
.fga-schedule-table td { font-size: .82rem; padding: 7px 16px; }
.fga-loan-foot { padding: 12px 16px; font-size: .85rem; border-top: 1px solid var(--fga-border); }
.fga-loan-foot-rejected { background: #fdedec; color: var(--fga-danger); }
.fga-loan-foot-ok { background: #eafaf1; color: var(--fga-ok); }

/* ---- Vertrag (contrat) ---- */
.fga-contract-row { display:flex; align-items:center; justify-content:space-between; gap:16px; padding:14px 16px; border:1px solid var(--fga-border); border-radius:10px; margin-bottom:10px; flex-wrap:wrap; }
.fga-contract-title { font-weight:700; color:var(--fga-text); }
.fga-note { background:#fff8e6; border:1px solid #ffe6a0; color:#8a6d1a; padding:10px 14px; border-radius:8px; font-size:.86rem; }

/* ---- Onboarding (activation) ---- */
.fga-onboarding { max-width:520px; margin:40px auto; }
.fga-ob-card { background:var(--fga-surface,#fff); border:1px solid var(--fga-border); border-radius:16px; padding:32px; box-shadow:0 4px 18px rgba(16,31,53,.06); }
.fga-ob-card h2 { margin:0 0 8px; color:var(--fga-accent,#1a3a5c); font-size:1.4rem; }
.fga-ob-sub { margin:22px 0 10px; font-size:.95rem; color:var(--fga-accent,#1a3a5c); border-top:1px solid var(--fga-border); padding-top:16px; }
.fga-ob-label { display:block; font-size:.85rem; color:var(--fga-muted,#6b7689); margin-bottom:12px; }
.fga-ob-label input { display:block; width:100%; margin-top:5px; padding:11px 13px; border:1px solid var(--fga-border); border-radius:8px; font-size:15px; box-sizing:border-box; }
.fga-ob-label input:focus { outline:none; border-color:var(--fga-accent,#1a3a5c); box-shadow:0 0 0 3px rgba(26,58,92,.12); }
.fga-ob-submit { width:100%; margin-top:8px; }
.fga-ob-feedback { font-size:.86rem; margin:6px 0; min-height:18px; }
.fga-ob-feedback.is-error { color:#c0392b; }
.fga-ob-feedback.is-ok { color:#1e8449; }